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Our Expertise

At Mortgage One, know that you have found the right company to take care of your loan! Get pre-qualified or even pre-approved before you go home shopping!
Purchase Loans

  • Quick closing
     

  • Purchase with as little as 5% down payment
     

  • Gift funds allowed in certain circumstances

 

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Conventional Loans

  • Not insured by the Federal Government
     

  • Requires a 620 credit score
     

  • Mortgage insurance isn't always required
     

  • Broad variety of terms available: 10, 15, 20, 25 and 30 year 

 

Refinance Loans

  • Lower your monthly payment
     

  • Shorten your overall term
     

  • Eliminate private mortgage insurance or (PMI)

  • Convert higher jumbo rates to lower conventional rates

Jumbo Loans
Home Equity Refinance Loans

  • Let your house work for you
     

  • Pay off debt and reduce your monthly expenses​
     

  • Make improvements to your home
     

  • Pay for college
     

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  • Allows you to borrow a larger amount than a conventional mortgage
     

  • Requires a larger down payment

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